A flexible new route
For many growing construction businesses, investing in new machinery is a balancing act. Modern equipment can improve productivity and efficiency on site, but managing cashflow remains equally important.
That is why JCB Finance has launched JCB FlexiBuy - a new funding solution designed to make mini excavator ownership more accessible, while giving customers greater flexibility over how they invest.
And the very first customer to use the new finance option is already putting its new JCB machine to work on site in London.
Opening new opportunities
Available through JCB Finance Ltd, JCB FlexiBuy is a Business Contract Purchase (BCP) facility that offers low initial outlay, affordable monthly payments and flexible end-of-term options, helping customers invest in new equipment while managing cashflow.
The new finance option is available across JCB’s mini excavator range from 1.5 to five tonnes, including the 19C-1E electric excavator. Weekly payments start from the equivalent of £82 for the 1.8-tonne, 18Z-1 zero tailswing model, making new machines more accessible to smaller businesses and first-time buyers.
Customers pay an initial deposit followed by fixed monthly payments over two or three years. At the end of the agreement, they can choose to return the machine, trade it in using any equity towards a new JCB machine, or make a final payment to take full ownership.
JCB Finance Marketing Director Paula Millward said: “JCB FlexiBuy is designed to open up new opportunities for businesses looking to invest in mini excavators. Inspired by the automotive industry, this approach lowers upfront costs and offers flexible options at the end of the agreement, making it easier for customers to access the latest machines and support their growth.”
First to buy
Among the first businesses to benefit is 365 Building Solutions Ltd, a family-run company with a heritage spanning three generations in stone masonry, restoration, construction and plant and tool hire.
The North London contractor has purchased a JCB 16C-1 mini excavator using the new JCB FlexiBuy facility to support its latest residential development project.
“The project we’re currently delivering requires additional compact machinery due to restricted access via a narrow site entrance and this model is well suited to our needs. We have previously operated JCB equipment and value its reputation for reliability and performance.”
Gavin Byrne|365 Building Solutions Ltd Director
“The JCB FlexiBuy option made the transaction much easier than traditional finance deals. Everything was very smooth with efficient communication throughout the purchase process and this new finance route is a great added extra.”
The compact excavator will initially be used on a live site with restricted access before moving onto future residential projects including restoration work, basement conversions and extensions.
Supporting business growth
With over 50 years’ experience in providing asset finance for customers in the construction, agricultural and industrial sectors, JCB Finance offers fast, flexible finance solutions designed to help businesses preserve working capital while spreading payments in a cost-effective and tax-efficient manner.
That customer-focused approach is central to the thinking behind JCB FlexiBuy - giving businesses a simpler and more flexible route into machine ownership while still allowing them to invest in the latest equipment and technology.
As contractors continue to navigate rising costs and tighter project schedules, flexibility has never been more important. And for companies like 365 Building Solutions Ltd, JCB FlexiBuy is already proving there is now a smarter and more accessible way to put a new machine to work.
J.C. Bamford Excavators Limited is an appointed representative of JCB Finance Ltd, who are registered with the Financial Conduct Authority as a lender.
JCB FlexiBuy
JCB FlexiBuy, the new Business Contract Purchase solution to acquire a JCB and benefit from low instalments due to an optional final payment at the end of the agreement.
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